Are you certified by Commercial Collection Agencies of America?

Commercial Collection Agencies of America is the only collection agency certifying body in which ALL members are certified.  

Several of the organization's members are entering their 46th year of agency certification.

Using a Commercial Collection Agencies of America member ensures that you receive the following protections and advantages:

  • Professional services to help attain maximum dollar recovery
  • Prompt remittance of funds to creditors
  • Minimum $300,000 surety bond coverage 
  • Maintenance of separate trust accounts for collected funds
  • Reputable collection procedures that maintain your customers' good will
  • Ongoing oversight to ensure adherence to a rigorous code of ethics
  • An experienced agency that has been in business for a minimum of four years
  • Agency executives attend annual meetings and complete continuing education courses
  • Assistance in choosing legal counsel when necessary
  • Creditors may call upon the Executive Director if a complaint arises

Commercial Collection Agencies of America, Inc shall operate in accordance with a set of by-laws created and agreed to by its Inaugural and Founding members. It shall have a President, Vice President, Secretary and Treasurer and a Board of Directors as defined in its by-laws. The initial Board shall be 2 persons and when the total Certified Agency membership reaches 30, the organization will add 1 additional board member and do so for every 10 additional Certified Agency members up to the maximum of eight. Commercial Collection Agencies of America, Inc through a specific appointed committee shall create and define its forwarding and receiving guidelines together with its grievance process.

Commercial Collection Agencies of America, Inc shall also have an independent Standards Board who will initially and annually thereafter set the required standards/elements for an agency to become or continue to be certified. The Standards Board shall be comprised of members of all facets of the accounts receivable management arena. The Standards Board as a group, by majority vote, may make changes to the groups or number of members from those groups based on industry changes.

The Standards Board of Commercial Collection Agencies of America, Inc. shall promulgate the criteria setting forth the requirements for becoming a certified member of Commercial Collection Agencies of America, Inc.  It shall send forth these recommendations to the certifying body.  A special panel and/or group will be utilized to review, approve and implement the Standards Board certification process. This method will be more stringent yet reflective of the previous process of the now dissolved CCAA.  

The Standards Board Structure:

  • 3 Members who are from a Commercial Collection Agency
  • 3 Members who are Creditors Rights Collection Attorneys with one having Bankruptcy Experience
  • 1 Member from the Association of Law List Publishers
  • 2 Members who are Credit Managers, Controllers or CFOs
  • 2 Members whose background is Public Accounting
  • 2 Members who is are from Credit Industry Associations
  • 2 Past CCAA Executive Directors*


*The past CCAA Executive Directors would be on the Standards board only if they choose to participate but the other positions are fixed. It should be noted that Commercial Collection Agencies of America, Inc officers and its Executive Director will be resources to the Standards Board but not voting members.
 
The frequency and method of all future meetings shall be determined by the Standards Board. An initial agenda and any pertinent resource materials shall be delivered electronically in advance to the Standards Board members.